Allahumma innee a’oozhubika minal hammi wal huzn, wal ‘ajzi wal kasal, wal bukhli wal jubn, wadhal ‘iddayni wa ghalabatir-rijaal.

“Oh Allah I seek refuge in you from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and from being overpowered by men (i.e. other people)

(Bukhari, volume 8, Book 75, Number 380)